If you calculated your lifespan online (like here: https://www.bankrate.com/calculators/retirement/life-age-expectancy-calculator.aspx) you might be lucky and unlucky. You might be lucky to see you may live to 80 or more. But unlucky if you are not planning

Chances are, if you are approaching your 50s, you might have a parent in their 70s who may be at risk of requiring eventual long-term care. If you are like most people, you’d probably delay