Chances are, if you are approaching your 50s, you might have a parent in their 70s who may be at risk of requiring eventual long-term care. If you are like most people, you’d probably delay

If you calculated your lifespan online (like here: https://www.bankrate.com/calculators/retirement/life-age-expectancy-calculator.aspx) you might be lucky and unlucky. You might be lucky to see you may live to 80 or more. But unlucky if you are not planning